Category: Finance

money

How to Make Money OnlineHow to Make Money Online

Many people have become very rich by making money online. However, there are several articles that talk about different ways how you can make money online, but sadly, they are not very effective. It may be true that by taking online surveys, you can make some money. However, not many people have a lot of luck in that department.

When it comes to making money online, there are some more realistic ways. However, you still need to put a little more effort into it. Just like any other means of making money, you still need to put in the work and time.

In this article, we are going to let you know about some of the things that you can try to do to earn money off of the internet. Here are some ways how to make money online:

Peer to Peer Lending

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Not many people know this, but strangers on the internet are willing to give you money. However, it always comes with a price. Peer to peer lending is essentially taking out a loan. But instead of loans from banks, you lend from individuals on the internet.

When it comes to peer to peer lending, you can make money in two ways. The first is to become the loaner, you will get the money, but you need to pay the interest. You can also be the person lending the money. By doing this, it can be a form of investment where the loaner will give you interest. You can find many peer to peer lending websites online.

Sell Stuff

Another thing that you can do to make money on the internet is to sell stuff. You can sell your physical belongings online and in e-commerce marketplaces. You can also sell your stuff on social media. If you have products or services to sell, you can do that online to make money.

Another way to make money online by selling stuff is not just to sell your stuff, but other people’s stuff too. Many stores provide drop shipping. Therefore, you don’t need to store any products. You can just be the middleman.

Become a Freelancer

computer moneyWorking remotely is very popular these days. A lot of people make a living by not working nine to five jobs. One of the ways they are doing that is by freelancing. You can make money online by doing freelance jobs. There are many freelance job portals that you can use. However, you need a specific set of skills to make it happen.

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How to claim for the mis-sold payment protection insuranceHow to claim for the mis-sold payment protection insurance

The Payment protection insurance is meant to help you to monitor your credit cards, loans which were  mis-sold. You can get compensated. If your compensation has was mis-sold, then you can make your claim. You do not have to wait until the last minute.

In case you took a consumer loan or credit card in the 2000s, then there is a higher chance that you have the Payment Protection Insurance was mis-sold. You can claim your PPI without any problems. To claim ppi, you just have to follow a few steps. The first thing you have to do is check if you are eligible for the PPI compensation. You should choose the company where you got your PPI. The next thing you need to complete the application is your contact details.

PPI compensation that can be reclaimed

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In case you have a credit card mortgage, there is no doubt that you have a case of misselling of the PPI. PPI was used to cover the credit agreement in case you lose the job. At times, the PPI could have been sold without you knowledge. The sales person may not have explained the policy. In such a scenario, the PPI was mis-sold. It is in such cases that you need to lodge a complaint.

Claiming your PPI

The first thing that you have to do is looking for any relevant documents that will support your case. The documents should have proof that you took the policy. There should also be proof that you are making the payments. In case you are not sure, then you can still go ahead and make a copy. The second thing that you have to do is write a letter your loan provider who gave you the PPI. You can also opt to fill the questionnaire that is available on the websites of different banks.

Necessary details

Once you have filled all the necessary details, you should send the documents to the provider. You should give reasons that in your opinion the PPI was mis-sold to you. If there is no response eight weeks after sending the letter, then you should write another letter and send to the financial ombudsman service.

Conclusion

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The FSO will request you to complete the questionnaire to determine if you were mis-sold. You do not want to be left out. Make sure that you do not miss out on the deadline. The deadline is August 2019. You have to start early so that you can receive your refund on time.