Month: July 2017

high fence

How To Stop Snails From Eating Your Garden NaturalHow To Stop Snails From Eating Your Garden Natural

Snails are worst pests, which can live in your garden. For instance, they can ravage your vegetables and even destroy several of your plants. Snails are quite slimy and messy. When the garden is infested with many snails, they ensure the garden have lines all over. If they are left unchecked, snails can cause a lot of damage to the environment. The following are some of the methods to stop snails from eating the entire garden.

Tips to stop snails from getting to your garden

Add salt

You can add some salt to saltyour garden at the perimeter. The snail will shrivel up and then die. You should note that salt reduces moisture content in the body of a snail. For the snails to travel, they require a slime push. Thus, salt stops them immediately once it touches them. This is an easy and effective way to kill snails from stepping into the garden.

Buy a lizard

It is important to note lizards do love snails as food. For instance, they destroy the garden and help you get rid of other pests such as crickets and cockroaches. Moreover, they are a great pet as they can be tamed easily. In fact, you do not have to maintain them and they will ensure your garden is snail free.

Add a snail fence around the garden

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A simple higfenceh fence around the garden can stop snails from getting into the garden very easily. Ensure the fence is at least 6-inch foot high. It is important to note that snails require a lot of energy so that they can climb over fences and they can give up trying to climb. This is a simple but effective way of getting rid of snails from the garden.

You may not need to inform your neighbors; but the right way is to throw them over the fence. Recent studies show that snails can rarely return from over 65ft length. There is no need of killing them as it has same effect like moving them further away. It has been found out that a snail will always return to feed on your vegetables, no matter how far you have thrown it.

money

How to claim for the mis-sold payment protection insuranceHow to claim for the mis-sold payment protection insurance

The Payment protection insurance is meant to help you to monitor your credit cards, loans which were  mis-sold. You can get compensated. If your compensation has was mis-sold, then you can make your claim. You do not have to wait until the last minute.

In case you took a consumer loan or credit card in the 2000s, then there is a higher chance that you have the Payment Protection Insurance was mis-sold. You can claim your PPI without any problems. To claim ppi, you just have to follow a few steps. The first thing you have to do is check if you are eligible for the PPI compensation. You should choose the company where you got your PPI. The next thing you need to complete the application is your contact details.

PPI compensation that can be reclaimed

cash

In case you have a credit card mortgage, there is no doubt that you have a case of misselling of the PPI. PPI was used to cover the credit agreement in case you lose the job. At times, the PPI could have been sold without you knowledge. The sales person may not have explained the policy. In such a scenario, the PPI was mis-sold. It is in such cases that you need to lodge a complaint.

Claiming your PPI

The first thing that you have to do is looking for any relevant documents that will support your case. The documents should have proof that you took the policy. There should also be proof that you are making the payments. In case you are not sure, then you can still go ahead and make a copy. The second thing that you have to do is write a letter your loan provider who gave you the PPI. You can also opt to fill the questionnaire that is available on the websites of different banks.

Necessary details

Once you have filled all the necessary details, you should send the documents to the provider. You should give reasons that in your opinion the PPI was mis-sold to you. If there is no response eight weeks after sending the letter, then you should write another letter and send to the financial ombudsman service.

Conclusion

card

The FSO will request you to complete the questionnaire to determine if you were mis-sold. You do not want to be left out. Make sure that you do not miss out on the deadline. The deadline is August 2019. You have to start early so that you can receive your refund on time.